You can get free Cashback and save money while using Digital Wallets in Saudi Arabia.
Mostly people are using cards for daily shopping however they don’t know they can do saving with this Tips and Tricks.
As digital banking continues to grow rapidly in Saudi Arabia, more consumers are turning to digital wallets for everyday transactions, international purchases, and even travel benefits. Whether you’re after cashback, low fees, or travel perks, there’s a wallet for every user.
Here’s a detailed comparison of the leading digital wallets in Saudi Arabia for 2025: Tiqmo, STC Pay, UrPay, Mobily Pay, and AlinmaPay.
Comparison Summary
| Wallet | Card Type | Cashback | Fees | Travel/FX Friendly | Notable Benefits |
| Tiqmo | Mastercard | 1–2% tiered | No fees | Yes | Free international transfers, fuel cashback |
| STC Pay | Visa | Up to 1% (offers) | No fees | Yes | STC ecosystem, Qitaf points |
| UrPay | Mastercard | 1%–1.5% (promo) | Free | Yes | Multi-currency wallets, instant cards |
| Mobily Pay | Visa (Classic/Platinum/Signature) | 0–2% | SAR 0–460 | Yes | Alfursan miles, Visa perks |
| AlinmaPay | Visa | Occasional | Free | Yes | Linked to Alinma Bank, Mada Pay support |
📋 Wallet-by-Wallet Overview
Tiqmo
Best for: Online & international shoppers.
Pros: Tiered cashback, no fees, fuel cashback.
Cons: Some app support issues.
STC Pay
Best for: STC users & daily local use.
Pros: Qitaf integration, easy transfers.
Cons: Cashback only via promos.
UrPay
Best for: Travelers & foreign currency spenders.
Pros: FX wallets, prepaid virtual cards.
Cons: Cashback may be seasonal.
Mobily Pay
Best for: High-spenders & airline mile collectors.
Pros: Up to 2% cashback, Alfursan miles, lounges.
Cons: Signature card annual fee.
AlinmaPay
Best for: Youth & simplicity seekers.
Pros: Apple Pay ready, no fees.
Cons: Limited cashback offers.
🎯 Final Recommendation
– Choose **Tiqmo** for maximum cashback and travel-friendly features.
– Pick **STC Pay** if you’re already in the STC ecosystem.
– Use **UrPay** if you frequently spend in foreign currencies.
– Go with **Mobily Pay** if you value airline miles and Visa perks.
– Select **AlinmaPay** for a fee-free, simple digital card experience.
💬 Share your experience: Which digital wallet do you use in Saudi Arabia? Tag us with #CashbackKSA or #SaudiWallets!
